Working as a bail bondsman in Torrance is both a fulfilling and challenging job. Fulfilling because you are helping families get reunited after a traumatic time in jail. Challenging because you are faced with a lot of scenarios and persons that have different crimes.
One thing you may love about being a Torrance bail bondsman is the power to make a change in a person’s life. We do not just bail people out; we are also concerned that the accused and the victim, is brought to justice, without prejudicing both party’s rights. It might be hard for you to bail out hardened criminals, but you are not obligated to do so if you know they are a danger to the society or a flight risk. We have that power and responsibility to our community.
Part of our required skill to be a successful bail agent is a financial know how. We have to assess our risks fast to ensure that our defendants will be released from custody the soonest. A minute delay could cause grief not only to the accused but their families as well.
If you want to enter the world of bail bonds, you need to possess people and money skills. The California Department of Insurance (CDI) regulates and licenses the bail bondsmen to make sure that they always comply with the utmost professionalism and ethics required for the job.
If you are 18 years old and a resident of California for at least two years, you can already start preparing for your bail bondsman licensing requirements.
Attend a Pre-Licensing Course
The first requirement is to attend a Bail Bond Agent Course. The course will cover all the things you need to know to run your bail bondsman career. The CDI requires at least 20 hours of training covering the topics of ethics, bail laws and regulations, basic concepts of licensing, and the rights of the accused.
A strong background in finance and management will be an advantage for the course but not a requirement.
You can look up for bail bonds course providers by accessing the following link. https://interactive.web.insurance.ca.gov/providercourselookup/front?event=provider&function=providerCourseSearchForm
Get An Insurance Company Sponsorship
Getting a sponsorship is an essential prerequisite to starting your bail bondsman career. You need the support of a surety or insurance company to back up the bail bonds that you will issue. It might be hard to get this especially if you are very new to the industry. However, you can start inquiring for the from insurance companies to have an idea on their sponsorship requirements. Some bail bonds agent also began their careers by working for insurance companies so that can be an option you can explore.
After you completed your requirements, you can submit them and pay the licensing fee to the California Department of Insurance (CDI), to begin the license application process. There are several forms that you need to fill out about the following documents:
- Bail Application for Insurance License form
- Certificate of Completion of Pre-Licensing Course
- Sponsorship Confirmation from the insurance company
You can access the needed forms from the CDI website http://www.insurance.ca.gov/0200-industry/0050-renew-license/0200-requirements/bail-agent.cfm
Pass the Exam and Background Check
Your exam schedule will be given upon completion of the licensing requirement and payment of the examination fee. The testing area does not accept late comers so be sure to be on your testing site at least 30 minutes before the specified time. Do not forget to bring a valid ID, too.
The test will be done using a computer so you can get the result soon after you finish the exam. The exam has 75 multiple choice questions that you need to answer in two hours. You can click on the following link, then choose “Bail Educational Objectives” for the topics covered in the examination http://www.insurance.ca.gov/0200-industry/0030-seek-pre-lic/0100-requirements/prelicensing-educational-objectivies.cfm
The result will be given to you after you take the exam. If you passed, you would be recommended to proceed to the next step to complete your application. If you fail, do not worry, you have unlimited chances to take the exam again. You would, however, pay the examination fee each time so review well before the exam. Please click on the following link if you want more information about the exam.
Once you pass the exam, you will undergo the fingerprint process to aid the background checks that the department will conduct before they grant your license.
Get Your License And Start Practicing Your Profession
Congratulations! You are a full-pledge licensed bail bondsman in Torrance once you get your license. The CDI will send you the following items as part of your license.
- Your Bail Agent License number
- Your Bail Agent card
- Bail Agent Certificate
The California Bail Agent License is valid for two years. If you want to renew, ensure that you take the 12-hour continuing education course. This is a requirement to be eligible for license renewal.
You can start your carriers as a bail bondsman once you obtain your license. You can opt to be employed by a bail bonds company in Torrance. When you gain enough experience and trust from your insurance company, you can start your own venture. Joining a bail bonds agent association will also be beneficial especially if you just started in the field to gain support and network will fellow bail bondsmen.